NoFrixion MoneyMoov API
58
AI ReadinessFoundational (C+)58/100
Official vendor OpenAPI document · agent-readyPaymentsPayment ProcessingapiKey168 EndpointsREST
For Agents
Run embedded-finance operations on NoFrixion MoneyMoov - accounts, payouts, mandates, merchants, virtual accounts, and open-banking consents - across 168 endpoints.
Use for: I need to initiate a SEPA payout from a merchant account, Create a new beneficiary on a NoFrixion merchant, Authorise a payout that is awaiting approval, List all accounts under a specific merchant
Not supported: Does not handle card acquiring, KYC document capture UI, or accounting and tax filing - use for NoFrixion bank-rail accounts, payouts, mandates, and open-banking consents only.
NoFrixion's MoneyMoov API is an embedded-finance and payments platform exposing 168 endpoints across accounts, payouts, beneficiaries, mandates, merchants, transactions, virtual accounts, open banking consents, and webhooks. Merchants and platform operators can manage IBAN-backed accounts, initiate SEPA and Faster Payments payouts, manage beneficiary lists with authorization controls, configure direct-debit mandates, and run open-banking AISP/PISP flows under PSD2 consent. Authentication is by Bearer JWT in the Authorization header. The default base URL points at the sandbox at api-sandbox.nofrixion.com; production tenants substitute the live host.
Install Jentic One Beta
Connect the NoFrixion MoneyMoov API to your agent
Jentic One is a self-hosted execution layer for AI agents. It lets your agent call the NoFrixion MoneyMoov API, or any other public or private API you need. You set the rules, the agent never sees your credentials, and every call is logged.
Two steps, two machines. Install the instance in a safe environment, then register your agent from wherever it runs.
1
Step 1: Jentic One Host machine
# On the machine that will host your Jentic One instance:
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fnofrixion.com%2Fnofrixion" | sh2
Step 2: Agent machine
# On the machine where your agent runs (keep this separate from the instance):
curl -fsSL "https://jentic.com/install.sh?src=apis&api=%2Fapis%2Fnofrixion.com%2Fnofrixion" | sh
jentic register # connects your agent to your Jentic One instanceJentic One is in public beta. The setup above keeps your agent separate from the instance, which is what you want before using real credentials: an agent running as the same OS user as Jentic One can read its stored keys directly. Just evaluating? A single local install is fine to start. See the secure deployment guide for the tiers.
Capabilities
What an agent can do with NoFrixion MoneyMoov API.
Manage IBAN-backed accounts with /api/v1/accounts and the paged, archive, and unarchive variants
Initiate and inspect payouts via /api/v1/accounts/{accountID}/payouts and /api/v1/merchants/{merchantID}/payouts
Maintain beneficiary lists with explicit authorise, enable, and disable workflows
Configure direct-debit mandates through /api/v1/mandates and /api/v1/mandates/{id}
Run open-banking consent flows for AISP and PISP via /api/v1/openbanking/consents and /api/v1/openbanking/account/{accountID}
Manage merchants, users, tags, and beneficiary groups under /api/v1/merchants/{merchantID}
Use Cases
Patterns agents use NoFrixion MoneyMoov API for, with concrete tasks.
★ Embedded Payouts
Platforms paying out to suppliers, sellers, or contractors need a SEPA and Faster Payments rail with multi-step authorisation. NoFrixion's /api/v1/accounts/{accountID}/payouts and /api/v1/beneficiaries/authorise/{id} endpoints support a four-eyes approval workflow where one user creates a payout and another authorises it before settlement. Failed payouts surface via /api/v1/accounts/{accountID}/payouts/failed for retry or cancellation.
POST a payout to /api/v1/accounts/{accountID}/payouts referencing a beneficiary, then call /api/v1/beneficiaries/authorise/{id} to complete the four-eyes approval
Direct Debit Collections
Subscription and recurring-billing operators need to set up direct-debit mandates and trigger collections against them. The /api/v1/mandates and /api/v1/mandates/{id} endpoints expose mandate creation, lookup, and cancellation. Combined with merchant-scoped account endpoints, an operator can run a full collections cycle without leaving the API.
POST a new mandate to /api/v1/mandates for a customer, then GET /api/v1/mandates/{id} to confirm activation before triggering a collection
Open Banking Aggregation
Fintech apps building account aggregation or PISP-driven payments need PSD2-compliant consent management and account synchronisation. /api/v1/openbanking/consents creates a consent, /api/v1/openbanking/account/{accountID}/synchronise refreshes balances and transactions, and /api/v1/openbanking/accounts/{id} returns the synced account record. This lets an aggregator pull external account data inside a regulated NoFrixion tenancy.
POST /api/v1/openbanking/consents with the merchant and customer email, then call /api/v1/openbanking/account/{accountID}/synchronise to refresh balances
AI Agent Treasury Operator
A treasury agent running across multiple merchants can use Jentic to issue payouts, refresh balances, and check beneficiary status without managing the JWT or remembering 168 paths. Jentic search routes 'initiate a sepa payout' to the right /payouts endpoint, loads the schema, and executes with the bearer JWT injected. The same agent can chain into /merchants/{merchantID}/transactions for reconciliation.
Use Jentic to call /api/v1/accounts/{accountID}/payouts to initiate a SEPA payout, then poll /api/v1/accounts/{accountID}/transactions until the debit posts
Key Endpoints
168 endpoints — nofrixion's moneymoov api is an embedded-finance and payments platform exposing 168 endpoints across accounts, payouts, beneficiaries, mandates, merchants, transactions, virtual accounts, open banking consents, and webhooks.
METHOD
PATH
DESCRIPTION
GET
/api/v1/accounts
List IBAN-backed accounts
POST
/api/v1/accounts/{accountID}/payouts
Initiate a SEPA or Faster Payments payout from an account
GET
/api/v1/accounts/{accountID}/transactions
List transactions for an account
POST
/api/v1/beneficiaries
Create a beneficiary on the merchant
POST
/api/v1/beneficiaries/authorise/{id}
Authorise a beneficiary or payout under four-eyes approval
POST
/api/v1/mandates
Create a direct-debit mandate
POST
/api/v1/openbanking/consents
Create an open-banking consent for AISP or PISP
POST
/api/v1/accounts/{accountID}/virtual
Create a virtual account under a primary IBAN
GET
/api/v1/accounts
List IBAN-backed accounts
POST
/api/v1/accounts/{accountID}/payouts
Initiate a SEPA or Faster Payments payout from an account
GET
/api/v1/accounts/{accountID}/transactions
List transactions for an account
POST
/api/v1/beneficiaries
Create a beneficiary on the merchant
POST
/api/v1/beneficiaries/authorise/{id}
Authorise a beneficiary or payout under four-eyes approval
POST
/api/v1/mandates
Create a direct-debit mandate
POST
/api/v1/openbanking/consents
Create an open-banking consent for AISP or PISP
POST
/api/v1/accounts/{accountID}/virtual
Create a virtual account under a primary IBAN
Jentic AI Readiness Score
This API is usable in Jentic One now. Its AI-readiness score against Jentic's framework shows where it stands today and where improvements would make it even easier for agents to use.
N
NoFrixion MoneyMoov API
- Foundational (C+)58/100
72
Foundational Compliance56
Developer Experience & Jentic Compatibility52
AI-Readiness & Agent Experience58
Agent Usability50
Security65
AI DiscoverabilityPowered by JenticScoring Framework 1.0.0 | Scoring Engine 0.4.0
Show dimension breakdown
72
Foundational Compliance
Base layer of spec validity and structural soundness.
Grade: A-Signals: 4
89%
Lint Results
Aggregated quality score from linter diagnostics, weighted by severity.
100%
Resolution Completeness
Percentage of `$ref` references that resolve successfully.
0%
Specification Validity
Checks whether the API description parses successfully and conforms to its declared specification (e.g., OpenAPI).
100%
Structural Integrity
Structural correctness score based on schema issues using logarithmic dampening.
56
Developer Experience & Jentic Compatibility
Clarity, completeness, and ingestion readiness for developers and tooling.
Grade: CSignals: 4
0%
Example Density
How richly the API is illustrated with examples.
100%
Example Validity
Percentage of examples that conform to their schemas.
26%
Response Coverage
Percentage of operations with complete response definitions (success, client error, server error).
100%
Tooling Readiness
Health of API ingestion, bundling, and resolution within Jentic pipelines.
52
AI-Readiness & Agent Experience
Semantic breadth, depth, and agent comprehension for AI systems.
Grade: C-Signals: 4
55%
Description Coverage
Coverage of descriptions across API elements.
0%
Error Standardization
Coverage of RFC 9457 Problem Details for error responses.
100%
OperationId Quality
Coverage, uniqueness, and casing consistency of operationIds for AI inference.
54%
Summary Coverage
Coverage of summaries across operations/tags/info.
58
Agent Usability
Functional utility, complexity comfort, and AI orchestration readiness.
Grade: C+Signals: 1
58%
Complexity Comfort
Agent comfort level based on API operational and structural complexity.
50
Security
Trust, risk posture, and security compliance.
Grade: C-Signals: 1
50%
Authentication Strength
Average quality of security schemes based on authentication method strength (weakest link for OAuth2).
65
AI Discoverability
Findability, semantic richness, and reasoning readiness.
Grade: BSignals: 1
65%
Descriptive Richness
Clarity and depth of descriptions across API elements.
Score it yourself
Every API in the directory is allowlisted, so you can re-score it with no key required.
npx @jentic/api-scorecard-cli score <openapi-url>Why Jentic?
What agents get from Jentic-routed access to this vendor.
Setup
Wiring NoFrixion MoneyMoov by hand means adding its Authorization header token, choosing the sandbox or production host, and threading the account id through each path yourself. Through Jentic you install once, import the MoneyMoov API from the API Directory, store the token once, and your agent calls it.
Permission scoping
MoneyMoov puts the account id in the URL path (/api/v1/accounts/{accountID}/...), so a rule can pin your agent to one account: it can read that account's transactions and nothing else. You choose the operations it may call, so ones like creating a payout or authorising a beneficiary are not included unless you add them.
Credential isolation
Your MoneyMoov token is stored once, encrypted, by your own Jentic One instance and injected at execution time. It never enters the agent's prompt, logs, or context.
Intent-based discovery
Agents search Jentic by intent such as 'list bank accounts' or 'read an account's transactions', and Jentic returns the matching MoneyMoov operation with its input schema so the agent calls the right endpoint without browsing the reference docs.
Related APIs
Alternatives and complements available in the Jentic catalogue.
Complementary
Stripe API
Stripe handles card acquiring while NoFrixion handles bank-rail payouts, mandates, and embedded accounts.
Use Stripe alongside NoFrixion when the platform needs card collection plus bank-rail payouts and IBAN-backed accounts.
FAQs
Specific to using NoFrixion MoneyMoov API through Jentic.
What authentication does the NoFrixion MoneyMoov API use?
NoFrixion uses an apiKey-style Authorization header carrying a JWT bearer token. Pass 'Bearer <jwt>' on every request. Through Jentic the JWT is held in the vault and injected at call time so it never enters the agent context.
Can I initiate SEPA payouts with the NoFrixion API?
Yes. POST to /api/v1/accounts/{accountID}/payouts with the beneficiary and amount, then complete the four-eyes flow via /api/v1/beneficiaries/authorise/{id} where required. Failed payouts surface on /api/v1/accounts/{accountID}/payouts/failed.
What are the rate limits for the NoFrixion API?
The OpenAPI spec does not declare specific rate limits. NoFrixion enforces tenant-level quotas - Jentic surfaces 429 responses with backoff so retries respect the tenant's budget.
How do I create a direct-debit mandate with the NoFrixion API through Jentic?
Run pip install jentic, search Jentic for 'create a nofrixion direct debit mandate', load the /api/v1/mandates operation, supply the customer and merchant fields, and execute. Jentic attaches the bearer JWT automatically.
Does the NoFrixion API support open banking?
Yes. /api/v1/openbanking/consents handles PSD2 consent creation, /api/v1/openbanking/account/{accountID}/synchronise refreshes balances, and /api/v1/openbanking/accounts/{id} returns the account record. This covers AISP and PISP use cases under a regulated NoFrixion tenancy.
Is there a sandbox for the NoFrixion API?
Yes. The default base URL is https://api-sandbox.nofrixion.com. Use sandbox JWTs for development and switch to the production host once your integration is live.
Can I limit what my agent is allowed to do with the NoFrixion MoneyMoov API?
Yes. Because Jentic One is self-hosted, your own rules decide which MoneyMoov operations and credentials the agent may use. Since the account id lives in the URL path (/api/v1/accounts/{accountID}/...), a rule can pin the agent to a single account so it reads only that account's transactions and nothing else. You also choose the exact operations it can call, so sensitive ones like creating a payout at /api/v1/accounts/{accountID}/payouts or authorising a beneficiary at /api/v1/beneficiaries/authorise/{id} are excluded unless you add them.
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